History
1997
AmeriCash Loans Is Founded
AmeriCash Loans was founded in 1997 in Des Plaines, Illinois, operating from a small office above what would become our first store.
1998
Opened Our First Store
Building on our founding momentum, we opened our first storefront, offering short-term loans and officially bringing our services into the community.
2001
Installment Loans Launch in Illinois
We expanded our offerings in Illinois with the introduction of installment loans, providing customers access to larger loan amounts and longer, more manageable repayment terms.
2002
Rapid Expansion Across Illinois
Just five years in, we expanded our presence across Illinois, bringing our services to more communities than ever before.
2003
Launched Our Refer-A-Friend Program
We launched our Refer-A-Friend program, allowing customers to earn rewards for referring to friends and family.
2004
Expansion Into Wisconsin
We expanded into Wisconsin, bringing our installment loans and cash advance services beyond Illinois for the first time.
2005
Expansion Into Missouri
We expanded into Missouri, introducing our installment and Checkbook® loan services to customers in a new state.
2007
Celebrating 10 Years & Expanding Into South Carolina
A decade after our founding, we expanded into South Carolina, celebrating 10 years of steady growth and community commitment.
2008
Strategic Shift to Installment Loans in Illinois
We transitioned our Illinois locations to focus exclusively on installment loans, reinforcing our commitment to long-term lending solutions.
2010
Strengthening Regulation & Expanding Online Access
We collaborated with regulators to support revisions to Illinois lending laws and introduced online access to loan applications, blending digital convenience with our in-store experience.
2012
Built The Foundation for Full Online Lending
We developed our proprietary loan management system, creating the infrastructure that would later enable customers to complete the entire loan process online.
2013
AmeriCashLoans.net Launches Full Online Lending
The launch of AmeriCashLoans.net enabled customers in Illinois, Wisconsin, and Missouri to complete the full loan process digitally, from application to approval.
2014
Strengthening Our Operations & Refreshing our Brand
We implemented our proprietary loan management system across store locations while refreshing the AmeriCash Loans brand, aligning our technology and identity with the evolving needs of our customers.
2015
All Store Locations Go Online
We brought every store location online, making it easier for customers to find, connect with and access our services digitally while strengthening our overall digital presence.
2016
AmeriCashLoans.net Enhancement & Relaunch
We relaunched AmeriCashLoans.net with an enhanced website and upgraded loan management system, improving performance and delivering a more streamlined digital experience.
2017
Celebrating 20 Years
We marked 20 years in business, celebrating two decades of steady growth, innovation, and continued commitment to the communities we serve.
2018
AmeriCash Loans Wins GDUSA Design Award
Our billboard campaign earned a GDUSA Design Award, recognizing the strength of our refreshed brand and creative marketing efforts.
2020
Digital Enhancements & Same Day Funding Launch
We enhanced AmeriCashLoans.net with a faster, more user-friendly experience and introduced Same Day Funding, giving customers quicker access to the funds they need.
